Cars parked on streets are often in vulnerable positions. They are exposed to the possibility of other vehicles crashing into them, people and objects hitting them, and theft. Street parking is unavoidable for people who do not have garages at home or access to one when they park in cities, and garage parking can be quite expensive. So how can you park your car safely on the street and minimize those risks?
The first piece of advice for safer street parking is to be patient. Instead of squeezing into a small spot on a narrow street, look for less congested ones. You might have to walk farther, but it will be worth it if the farther away location is safe. Look for corner spots to prevent damage and seek well-lit areas instead of deserted ones. Leave enough room between other vehicles and the curb when parking, do not park under trees, and remember the location.
Major cities have mobile apps that share parking restrictions and options for paying meters remotely. Free parking can often be found in some residential neighborhoods.
Will Insurance Cover My Damaged Parked Car?
If you are lucky and the at-fault party who hit your car remains at the scene, your damages might be covered by their liability insurance. Otherwise, your own uninsured motorist coverage or liability insurance may provide benefits if you make a claim. Here are two more types of coverage:
- Comprehensive: This is for theft, broken glass, vandalism, and damage from natural disasters like a tree branch falling on a car.
- Collision: Collision insurance can provide coverage when vehicles hit parked cars and hit-and-run accidents. Keep in mind that deductibles typically apply to this kind of insurance.
You should be familiar with your auto policy because that knowledge will help you in the event of an accident. Auto insurance policies have standard coverage and options that cost extra. You will need to know what choices are available before making any kind of claim for a parked car accident or theft.
Our Bowie Car Accident Lawyers at the Law Offices of Duane O. King Offer Trusted Legal Guidance
If you have been involved in a car accident and need a free consultation, contact our experienced Bowie car accident lawyers at the Law Offices of Duane O. King. Call us at 202-331-1963 or complete our online form today. Located in Washington, D.C., Alexandria, and Falls Church, Virginia, we serve clients in Prince George’s County, including Laurel, Beltsville, Adelphi, College Park, Greenbelt, Mitchellville, Woodmore, Greater Upper Marlboro, Springdale, Largo, Bowie, Capitol Heights, District Heights, Forestville, Suitland, Seat Pleasant, Clinton, Oxon Hill, Temple Hills, and Fort Washington.
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