What does no-fault mean in relation to car accidents? Primarily, it comes down to how insurance is handled and what role liability plays in addressing damages. Insurance laws vary from state to state because regulations are not under federal law.
States are typically either tort states or no-fault states. In a tort or fault state, the driver who is found to be responsible for the accident is liable for any damages. In a no-fault state, a driver’s insurance is intended to cover their own injuries and damage instead of covering damages of another person. This means that regardless of who caused the accident, each driver must file a claim and will be responsible for their own damages through their insurance. No-fault states place limitations on lawsuits for damages related to car accidents.
In a no-fault state, a victim may be able to sue the at-fault driver if they have a serious or catastrophic injury. In this sort of case, a plaintiff can also file a claim for pain and suffering. The deciding factor is the severity of the injury. Each state has its own definition of a qualifying serious injury. However, most state definitions of a serious injury will include disability, dismemberment, permanent damage, or death.
What Should I Do if I Have a Serious Injury?
No-fault rules apply in at least 12 states and territories, including Washington, D.C. While the rules are very strict in these areas, there are some variations in the law when it comes to serious injuries.
After being involved in an accident, especially one that involves a serious injury, it is important to contact the insurance provider, a medical professional to assess the injury, and a qualified lawyer to help move a personal injury. Taking notes and documenting damage immediately after the accident and damage that develops later can also be helpful.
Why is Legal Representation Important After a Car Accident?
When dealing with insurance companies and the law, it can be really challenging for a victim to navigate complex procedures and policies. It can also be hard to get proper compensation, especially in a no-fault state. Professional legal guidance can help a victim get better results. A lawyer will be able to collect evidence and build a strong case. Serious injuries are costly, and a victim has the right to compensation.
Washington, D.C. Car Wreck Lawyers at the Law Offices of Duane O. King Help Seriously Injured Car Crash Victims
An injury claim in a no-fault car accident case can be hard to navigate. Our Washington, D.C. car wreck lawyers at the Law Offices of Duane O. King assist clients with serious car accident injuries. We can help you get the compensation you deserve. For a free consultation, contact us online or call us at 202-331-1963. Located in Washington, D.C., we serve clients throughout Prince George’s County, including Laurel, Beltsville, Adelphi, College Park, Greenbelt, Mitchellville, Woodmore, Greater Upper Marlboro, Springdale, Largo, Bowie, Capitol Heights, District Heights, Forestville, Suitland, and Seat Pleasant, Clinton, Oxon Hill, Temple Hills, and Fort Washington.
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