How to Handle Calls From the Insurance Company After an Accident

Car accidents account for a significant amount of property damage in the United States every year. Damage to vehicles can be very expensive. Even small accidents can lead to costly repairs and injuries. Additionally, property damage can go beyond just harm to vehicles. Some car accidents can damage personal property, like buildings, fences, and more.

Beyond property damage, car crashes can cause serious harm to drivers, passengers, and pedestrians. In fact, car wrecks are a leading cause of death in the United States. Many car accident victims sustain injuries that significantly impact their life. Serious injuries can be short-term but involve expensive medical bills, or they can even become lifelong medical issues, like chronic pain and disability.

What is the Role of the Insurance Company After an Accident?

Insurance is the primary way people get assistance for property loss and repairs after an accident. It is common, and often required, for drivers to exchange insurance information after a crash. The insurance provider reviews the facts of the case and what contributed to the crash before deciding on compensation. This will vary, depending on the state where the accident occurred. Some states have no-fault insurance rules. In all circumstances, insurance is the first step to covering damages.

Some people may be concerned about dealing with insurance companies. The process can be intimidating because there are a lot of questions asked. Sometimes, it can feel like an investigation when they are trying to determine the specifics of a crash and fault. They will likely ask questions about who was in the vehicle, what the weather conditions were like, what distraction were present, and what actions contributed to the crash.

Tips for Talking to Insurance Companies

It can be very stressful dealing with insurance companies after a wreck. Tensions are already high after an accident, navigating insurance policies does not make matters easier. There are some important elements to keep in mind to simplify the process. First, remember that honesty is extremely important when answering insurance questions. While it is vital to answer questions honestly, make sure to only answer what is asked. Do not provide unnecessary information. To prepare, taking notes about the accident can be very helpful. For more help, it is important to contact a lawyer as well, especially before accepting any settlement offer.

Washington, D.C. Car Accident Lawyers at the Law Offices of Duane O. King Work with Seriously Injured Car Accident Victims

Navigating an insurance claim is stressful after a car accident. It is vital that you act quickly in any car accident case. It is best to contact one of our knowledgeable Washington, D.C. car accident lawyers at the Law Offices of Duane O. King. For a free consultation, call us at 202-331-1963 or contact us online. Located in Washington, D.C., we serve clients throughout Prince George’s County, including Laurel, Beltsville, Adelphi, College Park, Greenbelt, Mitchellville, Woodmore, Greater Upper Marlboro, Springdale, Largo, Bowie, Capitol Heights, District Heights, Forestville, Suitland, and Seat Pleasant, Clinton, Oxon Hill, Temple Hills, and Fort Washington.