Ridesharing services are convenient for all travelers and drivers, but they are not perfect. According to a recent Pew Research Center survey, 36 percent of adults say that they have used a ridesharing service, but what happens if you are involved in a ridesharing accident? Many passengers may wonder what steps to take if an accident occurs.
Ridesharing services provide rides to consumers by using freelance drivers. These drivers use their own vehicles to take riders to their destinations. Both drivers and consumers use a cell phone application to communicate. Although convenient, they can be dangerous for several reasons, including making the road a more hazardous place. According to research done at the University of Chicago, ridesharing services have contributed to a two to three percent increase in fatal car accidents.
Insurance companies’ roles are different in ridesharing accidents, it is not always straightforward like it is in standard car accidents. However, liability usually falls on who is at-fault for the accident, whether it is the driver or the passenger. In order to determine who is liable for an accident, you must prove the following:
Normally, when you get into a car accident, you are covered by your personal insurance. However, personal insurance usually has a business-use exclusion, meaning they will not cover you if you use your vehicle for business purposes.
Uber and Lyft offer $1 million dollars in liability coverage for their drivers, but it depends on what period the drivers are in. The periods range from zero to three:
It is crucial to follow the proper procedure after an accident occurs. If you are involved in an accident, remember to do the following:
If you were injured in a car accident, contact one of our experienced lawyers to explore your options. Ridesharing services provide convenience, but they also have risks. Our accomplished Washington, D.C. car accident lawyers at the Law Offices of Duane O. King will fight hard to get you the compensation you deserve for your injuries. Contact us online or call us at 202-331-1963 for a free consultation. Located in Washington, D.C., we also serve clients throughout Maryland.
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